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About the Listing EXPRLT - 45874
Welcome to a beautifully renovated legal three-family in Fleetwood, one of Mount Vernon’s most in-demand neighborhoods and the area the New York Times once called Westchester’s “best-kept secret.” Set on a quiet residential block with a two-car garage, solid concrete garage ceiling, and all-stucco exterior, this property offers both strong current income and a rare owner-user opportunity. ? One unit is vacant and physically separate from the other two, giving a live-in owner real privacy while collecting rent from the remaining apartments. The vacant unit previously rented for $2,100. The second-floor apartment is leased month-to-month at $2,250; Apartment 1N is leased month-to-month at $2,692. Combined in-place rent is $4,942, with room to grow once the third unit is occupied. Apartment 1N was fully renovated in 2023 with spray-foam insulation, sound-proof ceilings, 100-amp electric service, and new plumbing, kitchen, and bath. A new architectural roof was installed last year and carries a transferable 30-year warranty. Utility setup is practical and already configured for tenant-paid service. The landlord currently pays hot water for all three apartments and heat for 1S and 1N through a hot-water oil boiler; the house is also set up so 1S and 1N can each pay their own hot water via separate 40-gallon electric tanks. The second-floor apartment has its own 40-gallon gas hot-water tank and pays its own gas stove and electric heat (heat-pump central air). Units 1S and 1N have split AC/heat systems, electric stoves, and pay their own electric. Location is the standout. A staircase from Locust Street leads to the Fleetwood Metro-North station on the Harlem Line — typically about 28 minutes to Grand Central. Bee-Line buses, the Cross County Parkway, Bronx River Parkway, Hutchinson River Parkway, and I-95 are all close by. Gramatan Avenue’s shops, cafés, markets, and restaurants are walkable; schools including Pennington and other Mount Vernon options serve the neighborhood. A grassy rear yard with gazebo and storage completes the package. ? Ideal for an investor seeking cash flow in a high-demand commuter pocket, or for an end user who wants to live in the separate vacant unit and let the other two apartments help carry the house.
Listing Highlights
Interior Details
- Bedrooms: 5
- Bathrooms: 3 Full
- Appliances:
- Air Cond: Central Air,Electric,Varies by Unit,Wall/Window Unit(s)
- Heating: Baseboard,Electric,Natural Gas,Oil
- Fireplaces:
- Floor:
- Above Ground Sq Ft:
- Below Ground Sq Ft: n/a
- Basement:
- Other: First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,High Ceilings,Natural Woodwork,Storage,Walk Through Kitchen,Washer/Dryer Hookup
- Water: Public
Exterior Details
- Lot Description: No Waterfront
- Garage Capacity: 2 car
- Roof:
- Others:
- Sewer: Public Sewer
- Parking Features: Driveway,Garage
Financial Details
- Tax Amount: $20,300
- Taxes w/Assessments: N/A
- Tax/Property ID: 0800-165-037-01050-000-0028
- Tax Year: N/A
Payment Calculator
Monthly Payment
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Questions About..
529 Locust St Fleetwood, NY 10552
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